legal

terms & conditions

effective date: 1 october 2025 · ruka pty ltd

1. Introduction

These Terms and Conditions govern your access to and use of all Ruka websites, software, and services ("Services"). By accessing, subscribing to, or using any Ruka Service, you agree to be bound by these Terms, our Privacy Policy, and any applicable Service Agreements or Data Processing Addendums. The Terms cover all present and future Ruka products including SmartChat, SmartBook, SmartTrack, SmartNudge, SmartHealth, and additional software developed by Ruka (Pty) Ltd.

2. Acceptance of Terms

By using Ruka's services, you confirm that you:

3. Description of Services

Ruka provides cloud-based, AI-powered, and data-driven business solutions that simplify communication, automation, and operations. The product suite includes:

Ruka reserves the right to enhance, modify, or discontinue any service or feature at its discretion.

4. Third-Party Systems and Integrations

Ruka integrates with platforms such as WhatsApp, Meta, Google, and OpenAI. Users acknowledge that:

5. Data Protection and Privacy

Ruka is committed to protecting your personal and business information in compliance with the Protection of Personal Information Act (POPIA) and, where applicable, the General Data Protection Regulation (GDPR).

5.1 Data Collected

Ruka may collect and process information including personal details, company and billing information, usage and interaction data, communications, and technical identifiers.

5.2 How Data is Collected

Data is collected through account registration, product usage, API integrations, and direct communication with Ruka representatives.

5.3 How Data is Used

Ruka uses data to provide, maintain, and improve services; manage accounts; process billing; deliver customer support; send updates; perform analytics; and comply with legal obligations.

5.4 Data Storage and Security

Data is securely stored using industry-standard encryption and security practices on trusted cloud infrastructure such as Google Cloud Platform. Ruka takes reasonable steps to protect data but cannot guarantee absolute security.

5.5 Data Retention and Deletion

Data is retained as long as necessary to fulfill contractual and legal obligations or to resolve disputes, after which it is securely deleted or anonymized.

5.6 Data Sharing

Ruka does not sell or rent data. Information may be shared with service providers, legal authorities, or integrated third-party systems under strict compliance conditions.

5.7 Client Data vs Ruka Data

Data collected about Ruka's own customers is processed as a data controller. Data processed on behalf of clients (their end-users) is handled as a data processor under the client's instruction. Full details are in the Ruka Privacy Policy.

6. User Responsibilities

Users and clients agree to:

Ruka may suspend or terminate accounts that violate these conditions.

7. Intellectual Property

All Ruka software, code, trademarks, designs, and documentation are the exclusive intellectual property of Ruka (Pty) Ltd. Clients are granted a limited, non-transferable right to use the services during their subscription. Custom developments remain Ruka's property unless otherwise agreed in writing.

8. AI-Generated and Automated Output Disclaimer

Some Ruka services use AI and automation technologies. Ruka makes no warranty regarding the accuracy or suitability of AI-generated content. Users are responsible for validating all outputs before acting on them.

9. Payment and Billing

Payments must follow the terms stated in each Service Agreement or subscription. Prices exclude taxes unless specified. Failure to pay may result in suspension or termination of access. Pricing may be adjusted with notice.

10. Service Availability

Ruka strives for 99.9% uptime but does not guarantee uninterrupted access. Temporary downtime may occur due to maintenance or third-party outages. Ruka is not liable for disruptions beyond its control.

11. Limitation of Liability

Ruka is not liable for indirect, incidental, or consequential damages. Ruka's total liability shall not exceed the total fees paid by the client in the three months preceding the claim. Ruka is not responsible for losses from third-party systems or AI-generated content.

12. Indemnification

You agree to indemnify and hold Ruka harmless against any claims or damages arising from misuse of services or breach of these Terms.

13. Warranties Disclaimer

All services are provided "as is" and "as available." Ruka disclaims all warranties, express or implied, including merchantability, fitness for purpose, non-infringement, and continuous operation.

14. Termination

Ruka may suspend or terminate access for breach, non-payment, or unlawful activity. Clients may terminate with 30 days' written notice, subject to settling outstanding fees. Data handling follows the retention and deletion policy outlined above.

15. Future Products and Services

These Terms automatically apply to all current and future Ruka products, modules, updates, and integrations.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of South Africa. Disputes will be resolved by the Arbitration Foundation of South Africa (AFSA) in Johannesburg. The arbitrator's decision will be final and binding.

17. Severability

If any provision is found unenforceable, the remaining terms remain valid and in full effect.

18. Contact Information

Legal Department – Ruka (Pty) Ltd
Email: legal@ruka.africa
Location: Johannesburg, South Africa

19. Entire Agreement

These Terms, together with Ruka's Privacy Policy and any signed Service Agreements, constitute the complete agreement between you and Ruka.