legal

governing law & jurisdiction

effective date: 1 october 2025 · ruka pty ltd

1. Purpose of This Policy

This document establishes the legal framework governing the relationship between Ruka and its clients, partners, users, and suppliers. It applies to all Ruka products and services including SmartChat, SmartBook, SmartTrack, SmartNudge, SmartHealth, and future platforms.

2. Applicable Law

All Ruka agreements, policies, and transactions are governed by and interpreted in accordance with the laws of the Republic of South Africa, without regard to conflict-of-law principles. South African law remains controlling even when services extend to other jurisdictions, unless a separate written agreement specifies otherwise.

3. Contractual Jurisdiction

4. Arbitration Agreement

Disputes that cannot be resolved through good-faith negotiation will proceed to binding arbitration through the Arbitration Foundation of South Africa (AFSA), conducted in Johannesburg in English. Key terms:

5. International Clients and Cross-Border Operations

Contracts with Ruka are formed under South African law regardless of the client's location. Disputes follow the same legal framework and arbitration process as domestic clients. Ruka may recognise applicable local consumer protection laws where they do not conflict with South African law. International payments and refunds operate under South African financial and exchange control regulations.

6. Compliance with Local Regulations

While South African law governs all Ruka agreements, clients are solely responsible for ensuring their use of Ruka's services complies with local laws applicable in their own countries, including data protection regulations, communication laws, consumer protection requirements, and any restrictions on AI or automation. Ruka assumes no liability for a client's non-compliance with laws outside South Africa.

7. Venue for Legal Notices

All written legal notices to Ruka must be directed to:

Email notices are deemed received within one business day of sending, unless proven otherwise.

8. Severability

If any provision of this policy or any Ruka agreement is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions continue in full force and effect.

9. Waiver

No relaxation, extension of time, or failure by Ruka to enforce any provision of its agreements shall constitute a waiver of any right. Rights may only be waived expressly and in writing.

10. Entire Legal Framework

This policy forms part of Ruka's broader legal framework, which includes:

Continued use of Ruka services constitutes acknowledgment of and agreement to all policies above.